Click Smart – Stay Cyber Safe

Tip: Think Phishing is Just an Email Problem? Think Again!

January 2026

Most people are familiar with phishing emails, but a growing number of scams are happening through text messages. This new tactic, called smishing, uses fake SMS messages to trick you into sharing personal information, passwords, or financial details. As more of us rely on mobile phones for everyday life, cybercriminals are finding new ways to target unsuspecting people right in their text inbox.

How Smishing Works

Smishing messages look like they come from trusted sources, such as:

Banks or credit card companies
Delivery services like UPS or FedEx
Government agencies or insurance providers
Stores claiming you’ve won a prize or refund

These texts often create a sense of urgency. They may say your account has been locked, a package is delayed, or a payment needs to be updated. Then they ask you to click a link or reply immediately.

Common Red Flags to Watch For

If a text message includes any of the following, stop and think before responding:

Urgent warnings or threats about an account or bill
Links asking you to verify personal or financial information
Requests for passwords, bank details, or Social Security numbers
Messages from unfamiliar numbers claiming you won money or a gift

Even if the message looks real, stay cautious. Scammers are becoming more convincing every day.

How to Stay Safe

You can prevent most smishing scams by taking a few simple steps:
Don’t click suspicious links. Go directly to a company’s website by typing the address into your browser, not by using a link sent via text.
Verify before responding. If something seems off, call the company using the number on their official website or the back of your card, not the one inside the text message.
Enable spam or fraud filters. Block unknown senders and report suspicious texts through your phone’s settings or mobile carrier.
Slow down and double-check. Urgency is part of the scam. Take a minute to think before tapping or replying.

Smishing scams are growing fast, and awareness is one of the most powerful defenses. Talk to family members, neighbors, and friends, especially those who may be less familiar with digital scams.

Nominations Committee Chosen

January 2026

To prepare for voting on directors this summer at the Annual Meeting, the Board has selected members to serve on the 2026 Nominating Committee.

Behind the Board

January 2026

Meet BEK Board Director and Vice President Kevin Bernhardt, a legacy of land, family and cooperative values.

Sharing the Spirit of the Season

January 2026

This Christmas, BEK is helping spread comfort and joy to a local seniors by supporting SMP Health – St. Raphael’s Stocking Stuffer Program. See how this small gift is making a big impact.

FBI Warning

January 2026

Your streaming box could be a hidden threat. The FBI is warning about malware targeting TV devices. Learn what to watch for and how BEK members can stay protected.

Investing in the Future

January 2026

College-bound students, take note! BEK scholarships are now open with awards up to $7,000. See who qualifies and how to apply before time runs out!

BEK Supports the Communities We Call Home

January 2026

BEK is investing in the communities we serve. Learn how local organizations can apply for grants that make a lasting impact. Deadline is March 31!

Celebrating Local Businesses

January 2026

North Dakota entrepreneurs take center stage! See how BEK TV and Pride of Dakota teamed up to showcase local businesses. Now streaming anytime on BEK TV+!